Down Payment Assistance-First Time Home Buyer Program / Programa De Ayuda Del Pago Inicial Para Compradores De Vivienda Por Primera Vez

The City of Chelsea is offering Down Payment Assistance to income-eligible First Time Home Buyers. Income eligible applicants may seek up to 50% of their required down payment, up to $10,000 in funds. Applicants must have had no homeownership interest in a principal residence during the past 3 years OR be a displaced homemaker or single parent who has only owned a home with a former spouse while married. The program is open to households with an annual household income up to 80% of the Area Median Income. The First Time Home Buyer must be purchasing a condominium, townhome or single-family property in the City of Chelsea. The funding can be used for down payment assistance and customary closing costs.

The Down Payment Assistance is a 0% interest, no monthly payments, five (5) year loan.  Each year, on the anniversary date, 20% of the original loan amount is forgiven.  After five (5) years, the loan is forgiven completely and the owner will be provided with a discharge of mortgage that they must record at the registry of deeds.  Owner must live in the property as their primary residence. The City of Chelsea does not subordinate Down Payment Assistance. If an owner refinances, sells or no longer resides in the property before the end of the term, they will be required to repay a pro-rated portion of the Down Payment Assistance.
Please allow three to four weeks from application submission for review of application and documentation, loan underwriting, inspections, document preparation, contact with primary mortgage lender, closing attorney, etc.
Please contact Sayou Cooper, Housing Planner for further information at scooper@chelseama.gov  or 617-466-4188.

EMBRACING FATHERHOOD: A Father’s Workshop on “The Basics” / Hacemos un llamado a todos los padres para que se unan a nosotros en Abrazar la paternidad y aprendan sobre “The Basics.”

 

We are calling on all father’s to join us in Embracing Fatherhood and to learn about “The Basics.”
“The Basics” are five evidence-based parenting and caregiving principles that encompass much of what experts find is important for children from birth to age three. Every child from every background can benefit from routinely experiencing the Basics learning experiences. Therefore, the Boston Basics Campaign is working through a broad range of institutions to ensure that every parent and caregiver is fully supported by family and friends to use the Basics practices in everyday life.

Hosted by Christopher Marroquin, Every Child Ready Parent Champion and Walter Camargo Ramirez, Families First Fellow.

 

Register

Dec 18, 2020 06:00 PM in Eastern Time (US and Canada)

 

Hacemos un llamado a todos los padres para que se unan a nosotros en Abrazar la paternidad y aprendan sobre “The Basics.”

“The Basics” son cinco principios de crianza y cuidado basados en evidencia científica. Ellos abarcan lo que los expertos encuentran esencial para el desarrollo de infantes desde el nacimiento hasta los tres años. Todos los niños, de todos los orígenes, pueden beneficiar de las experiencias e aprendizajes que les rinde Los Boston Basics. Por lo tanto, la Iniciativa Los Boston Basics está trabajando a través de una amplia gama de instituciones para asegurar que todos los padres y cuidadores sean totalmente apoyados por su familia e amigos para utilizar The Boston Basics en la vida cotidiana.

Presentado por Christopher Marroquin, Every Child Ready Parent Champion and Walter Camargo Ramirez, Families First Fellow.

 

Dec 18, 2020 06:00 PM in Eastern Time (US and Canada)

Emergency Rental Assistance Program Round 2 – Officially Open

Hi everyone,

 

We’ve officially launched the second round of the local Emergency Rental Assistance Program. Please find attached bilingual flyers, fact sheets, and hardcopy applications.  Below you’ll also find an overview of the program.

 

As always, please let me know if you have any questions or suggestions. We’d appreciate it if you could share this information with residents.  For reference, all application materials are available on our website.

 

Website: https://www.chelseama.gov/Rental-Assistance

 

Online application (Spanish)https://forms.gle/MUv4GPCSC5xKNUMN9

 

Online application (English): https://forms.gle/mV8q8s2nJKhLQFZt5

 

 

Application

First, we’re  grateful for the feedback and guidance we received from residents and colleagues on the first round of the program. Based on this guidance, we’ve revised the application and process.

 

Residents who applied for Round 1, but were not selected in the lottery, do not have to submit an application for Round 2 unless their household situation has changed.

 

Applications can be filled out online through the links below. Paper applications can be picked up at City Hall (front desk) during normal business hours, or by calling 311 (617-466-4209) to request an application form, or with any questions.

 

If a resident is unable to leave their home (i.e. seniors), we’re happy to deliver an application. This can be requested by calling 311.

 

The application deadline is 4:00 p.m. on 12/11/20.  Applications submitted by mail must be postmarked by 12/11. 

 

To apply, income eligible applicants have to submit a complete application and a copy of their lease. If a lease is unavailable, we’ll accept a letter, specifying the monthly housing cost, from the person they rent from. No W9s are required. 

 

Eligibility + Income Limits

 

The income limits for Round 2 are set at 50% of the Area Median Income. For a household of 4, this is $63,950. For a household of 2, this is $51,200.

 

Applicants can self-certify their income on the application. Our staff will follow up in certain instances to verify this information. The program is open to all Chelsea residents, regardless of immigration status – we do not check status. Moreover, the program is open to sublessors. 

 

Funding

 

The maximum award amount is still 3 months of housing expenses, or $5,000, whichever is less, per household. Funds can be used for past due rent and/or utility bills, as well as future rent and/or utility expenses.

 

In most cases, funding will be distributed directly to the landlord. However, in cases involving subleasing or uncooperative landlords, the Department will disburse funds directly to the tenant. We encourage applicants to let us know if they’re experiencing an uncooperative or hostile landlord. We do not want to put anyones’ housing situation in jeopardy because they sought City funds.

 

Selection Process

All applications will be reviewed following the deadline. Similar to Round 1 and the Chelsea Eats Program, the program will use a weighted lottery process to select recipients. Each application will be assigned a score, a measure of need. One point will be assigned for each of the categories:

  • Extremely low income (30% AMI)
  • Household with children under 18
  • Senior
  • Disabled
  • Veteran
  • COVID-19 economic and/or health impact
  • Ineligibility for state or federal public assistance (i.e. not eligible for unemployment)

The score will determine the number of times an application is entered into the lottery. For instance, if an applicant has children (1 point) and is of extremely low income (1 point), the application would receive a score of two (2) points. The application would be entered into the lottery two times, increasing the chance it’s selected.

 

Before the lottery, we’ll mail residents their lottery numbers. Subsequently, we’ll administer the lottery via Facebook Live and Chelsea Community Cable. Right now, we’re aiming to hold the lottery on 12/23.

 

Outreach + Engagement

 

The program will be promoted in multiple ways, in conjunction with our community based partners. Digitally, the program will be promoted on social media (Facebook, Twitter) and City website. We’re producing a tutorial, in Spanish and English, on how to navigate the application process for residents, along with informational videos. We’d appreciate it if you could circulate information about this program to residents.

 

We’ll also be using text messaging to notify residents about the program and update applicants weekly on their application status.

 

Next week, we plan on tabling at La Collaborativa, Chelsea Legal Services, St. Lukes, and other locations. At the tables, our staff will be available to work with residents on the application. Once the times are finalized, I’ll share them with you and on social media.

 

If you have any ideas for outreach, or wouldn’t mind us setting up a table at your organization, please let me know!

 

Thank you,

Alex

Spanish Emergency Rental Assistance Application Final 11.23

Emergency Rental Assistance Application Final 11.23 (1)

Guidance for Round 1 Applicants

 

Mass. Farm to School hiring for 2 positions

Program Manager

The Program Manager will oversee our professional development offerings to drive local food sourcing and education in schools across the Commonwealth. The Program Manager will plan and execute effective workshops and other training activities for our core constituencies including school nutrition staff, farmers/fishermen/food producers, distributors, educators, and other farm to school stakeholders. This position oversees the organization’s two flagship events, the annual Farm to School Institute and the biennial Farm & Sea to School Conference, including facilitating a collaborative planning process for the conference. The Program Manager will also provide individualized technical assistance to schools and other institutions where appropriate. This position is full time. Read full job description with salary range & apply here

 

Project Coordinator

The Project Coordinator is a temporary, grant-funded position that will provide support to two statewide farm to school initiatives focused on school gardens and local food promotion in schools, requiring survey implementation, resource development, and collaboration with staff members and external partners. This is a part-time position at 20 hours per week through June 2022 and is eligible for full benefits. Read full job description with salary range & apply here

We will be reviewing applications on a rolling basis and encourage you to apply as soon as possible.

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